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E-Checking   |   Regular Checking   |   Business Checking   |   Now Accounts
Money Market Account   |   Texas Star Club Personal Account   |   Savings Account








E-Checking
  • Requirements:
    • Must deposit $50 to open.
    • A service charge of $8.50 imposed every statement cycle if balance falls below $200.00 on any day of the statement cycle.
    • E-statements only.
    • You will receive an email each month alerting you that your E-Statement is ready for viewing. If an account holder does not sign up for E-Statements, a $10 fee will be assessed to the account each time a paper statement is mailed
  • Benefits:
    • No Monthly Service Charge (Subject to Minimum Balance Requirement).
    • Unlimited Check Writing.
    • No Per check Processing Fee.
  • Cost:
    • Check printing fee depends on style of check ordered.






Regular Checking
  • Requirements:
    • Must deposit $50 to open.
    • Must maintain a balance of $1,500 to avoid service charge fees. If daily balance falls below $1,500 a $9.00 per month service charge will be assessed.
    • Check printing fee depends on style of check ordered.
  • Benefits:
    • Image of Checks with Monthly Statement.
    • Unlimited Check Writing.






Business Checking
  • Requirements:
    • Must deposit $50 to open.
    • Must maintain a balance of $1,500 to avoid service charge fees. If daily balance falls below $1,500 a $10.00 per month service charge will be assessed.
    • Check printing fee depends on style of check ordered.
  • Benefits:
    • Image of Checks with Monthly Statement.
    • Unlimited Check Writing.






Now Accounts
  • Requirements:
    • Must deposit $1,000 to open.
    • Must maintain a balance of $1,500 to avoid service charge fees. If daily balance falls below $1,500 a $10.00 per month service. charge will be assessed.
    • Must maintain a minimum balance to obtain disclosed annual percentage yield.
    • The interest rate and annual percentage yields may change at the banks discretion.
    • Check printing fee depends on style of check ordered.
    • If the account is closed before interest is credited, you will not receive the accrued interest.
  • Benefits:
    • Image of Checks with Monthly Statement.
    • Unlimited Check Writing.
    • Interest bearing account if the minimum required balance is met each month.






Money Market Account
  • Requirements:
    • Must deposit $500 to open
    • Must maintain a balance of $2,500 to avoid service charge fees. If daily balance falls below $2,500 a $15.00 per month service charge will be assessed.
    • Only six (6) transfers from your account each statement cycle.
    • As required by Federal Regulation, an excess debit charge fee of $10.00 will be charged for each debit transaction. Excessive debits will require that this account be converted to a non-interest bearing account.
    • Check printing fee depends on style of check ordered.
    • If the account is closed before interest is credited, you will not receive the accrued interest.
  • Benefits:
    • Image of Checks with Monthly Statement.
    • Interest bearing account if the minimum required balance is met each month.






Texas Star Club Personal Account
  • Requirements:
    • Must deposit $100 to open
  • Benefits:
    • No Minimum balance required
    • Image of Checks with Monthly Statement
    • Unlimited Check Writing
    • Free Personalized checks (Standard Checks Only)
    • Prescription Drug discounts
    • $20,000 of AD&D and $100,000 common carrier coverage is included in your account
    • Identity Watch
  • Cost:
    • Service Charge of $9.00 per month
    • Check Printing Fee depends on style of Check Ordered






Savings Account
  • Requirements:
    • Must deposit $50 to open
    • Must maintain a balance of $200 to avoid service charge fees. If daily balance falls below $200 a $9.00 per Quarter service charge will be assessed.
    • Must maintain a balance of $200 dollars to obtain the disclosed annual percentage yield
    • You may make six (6) transfers from your account each statement cycle. Transfer and withdrawals made in person, by messenger, or by mail are unlimited.
    • If the account is closed before interest is credited, you will not receive the accrued interest.
  • Benefits:
    • Interest if the minimum required balance is met each quarter.
  • Cost:
    • A $2.00 charge per item will be imposed for transactions over the maximum of six (6).